The Credit & Business Development Officer (CBDO) shall be responsible for supporting the Bank's business development and credit operations functions at the branch level. S/he should possess sound knowledge of banking and finance, credit appraisal, customer relationship management, and MSME lending. S/he should have strong analytical ability, communication skills, and a result-oriented approach to contribute effectively towards the Bank's business objectives.
The CBDO is expected to contribute proactively in the following broad areas of the Bank's operations:
● Business development, sourcing of quality MSME proposals, customer acquisition, and relationship management.
● Appraisal, processing, sanction, documentation, and disbursement of credit proposals as assigned.
● Credit monitoring, account follow-up, recovery, and compliance with internal guidelines and regulatory requirements.
● Timely completion of reviews, renewals, inspections, and other credit-related activities.
● Supporting branch operations, customer service, and business promotion initiatives.
● Representing SIDBI in meetings, industry interactions, awareness programs, and other forums as assigned.
● Any other work assigned by the Bank from time to time.
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